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January 15

Federal Students Aid: Grants

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- Federal Pell Grants
- Teach Grant Program
- Federal Supplemental Educational Opportunity Grant (FSEOG)
- Academic Competitiveness Grant
- National SMART Grants

     Federal Pell Grants:

      Its most important advantage is that it does not have to be repaid. It is attempted to undergraduate students without a bachelor's or a professional degree. However, it is considered a federal foundation; it would be supply from federal and non-federal sources.

      The amount of payment could change every year depending on:
-   The program funding.
-   The amount of the financial need.
-   The amount of the university.
-   The status as full or part time student.
-   The planned time to have planned to attend to the university.
      The maximum Pell Grant awarded would be:
-   From July 1, 2007 to June 30, 2008: $4,310.
-   From July 1, 2008 to June 30, 2009: $4,731.
      The process, once you have being eligible, starts with a writing tell by your university, telling you how much you will receive and when to pick it up.

      Generally, the payment method is by check and it has to be pay usually, once per semester, trimester, quarter, or twice a year.

     Teach Grant Program:

      In order to get this program, the appliers must accept to be full time teachers in a public or private primary or secondary school with poor students, teaching at least 4 academic years within 8 calendar years of completing the program of study. However, the first awarded time for this program will be give for the students of 2008-2009 schools year.

      The low-income schools are listed by the Department of Education’s Annual Directory. If for some inconvenience the applicant could not to complete the service, the Teach Grant will be considered as a Federal Direct Unsubsidized Stafford Loan, charging the interest from the date when the grant has been paid.

      Some requirements are:
-   Complete the FAFSA, with no demonstration of financial need.
-   Be a U.S. citizen or eligible non-citizen.
-   Choose by an education institution to participate in this program.
-   Have a coursework, based on teaching.
-   Maintain an accumulative GPA (3.25 min) or score above 75% on a college admissions test.
      Also, there are high-need fields to complete, such as:
-   Both, English Language Acquisition and a foreign language.
-   Science, Math and Reading Specialist.
-   Special Education.
-   Other shortage area teachers.
      Every year, the programs agreements, called Teach Grant Agreement to serve, will be signed by both parts and in this document will be specify the conditions of the grant and the teaching service requirements. In addition, the Department of Education publish, if would be necessary, the new regulations.

      Obviously, the most important for appliers, is to consult if the university that they are applying for, participate in this program.

     Federal Supplemental Educational Opportunity Grant (FSEOG):

      This program is given for undergraduates and it does not have to be repaid. The first ones in the list will be those with the lowest family contributions.

      The payment would be between $100 and $4,000 a year. According to:
-   The date of application.
-   The university funding.
-   The university policies.
-   Any other policy of the university office.
      Once you are eligible, your university will pay you directly, usually by check, giving you at least, once per term, otherwise, at least twice per academic year.

     Academic Competitiveness Grant:

      In addition to the award of Pell Grant students, this program has been recently created for those who have finished school after January 1, 2005. Also, if the eligible students are bigger than the payment of the full grant amounts, so the grant for each student would be considerably reduced.

      In order to get an Academic Competitiveness Grant you must have:
-   Been an eligible student for a Federal Pell Grant.
-   Completed an accurate high school accredited by a state or local education agency.
-   Been admitted by the Secretary of Education.
-   Be an American citizen.
-   Enter to a full-time program without been admitted to another undergraduate program.
      Both for undergraduate students, in the first year ACG confers $750 and then, in the second year affords $1,300 with full-time studies. Also, during the second year you must preserve the grade point average (GPA) of at least 3.0.

      It is really important give more options to the students, that is the principal reason why the government has create this 3 programs:.
-   State Scholars Initiative requirements; for those students that have participated in completed State Scholars programs. It is offered in 14 states and requires at least:
.  4 years of English.
.  3 years of Math (Algebra, Geometry).
.  3 years of basic lab science. (Biology, Chemistry, Physics)
.  3.5 years of social studies.
.  2 years of a foreign language.
-   A required set of courses similar to the State Scholars Initiative; requiring to be passed:
.  4 years of English.
.  3 years of Math. (Algebra, Geometry, Data Analysis, Statistics)
.  3 years of basic lab science. (Biology, Chemistry, Physics)
.  3 years of social studies.
.  1 year of a foreign language.
-   Advanced Placement or International Baccalaureate courses and test scores; requiring at least:
.  2 Advanced Placement (AP) courses with 3 or higher score; or,
.  1 International Baccalaureate (IB) courses with 4 or higher score.
     National SMART Grants

      This is an acronym of “National Science and Mathematics Access to Retain Talent Grant”. The basics requirement to this kind of grant are:
-   Be undergraduates from the third and fourth year and full-time students.
-   Been chosen for the Federal Pell Grant.
-   Be majors in physical, life, or computer sciences, mathematics, engineering, technology, or in a critical foreign language.
-   Register in courses to complete the degree program. The course would not be offered by the academic department that confers the degree in the eligible major, though.
-   Carry out the eligible major requirements.
-   Maintain a cumulative GPA of at least 3.0.
-   Be a U.S. citizen.
      This grant provides up to $4,000 for each applicant that matches the requirements listed above. In spite of that, when this program is mixed with a Pell Grant, the mount should not pass the student's cost of participation.

      Also, if the eligible students are bigger than the payment of the full grant amounts, so the grant for each student would be considerably reduced.

Back to Federal Students Aid: FAFSA

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